1 CIBC foreign exchange rates apply. A Foreign Exchange transaction counts towards your allowable transaction limit, bank account transaction fees may apply. Must have a CIBC chequing, savings or personal line of credit account to send a CIBC Global Money Transfer.
2 CIBC Travel Insurance is underwritten by Co-operators Life Insurance Company and The Sovereign General Insurance Company. CIBC Travel Insurance is subject to eligibility conditions, limitations and exclusions (including pre-existing medical condition exclusions), which are contained in the certificate of insurance you receive following enrollment.
3 CIBC foreign exchange rates apply when you purchase foreign currency to load onto a CIBC Smart Prepaid Travel Visa Card. Transactions (debits and credits) not in the currency of your card are converted into the currency of your card no later than the transaction posting date at an exchange rate that is 2.5% over the rate CIBC must pay. Merchants in some countries may charge administration fees.
4 Transaction limits apply.
5 Visa Debit transactions are any transactions which can be done online/by phone/by mail at participating retailers or at stores in the U.S. and internationally wherever Visa is accepted.
6 Offer may be withdrawn or changed without notice at any time.
7 CIBC foreign exchange rates apply. A Global Money Transfer and a Foreign Exchange transaction counts towards your allowable transaction limit, bank account transaction fees may apply. Must have a CIBC chequing, savings or personal line of credit account to send a CIBC Global Money Transfer. Most transfers are completed by the next business day; however, there are times when a transfer requires 2-3 business days to be completed
8 Any purchases made outside the U.S. are also posted to your account and appear on your statement in U.S. dollars.